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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Total

Interest

Fortnightly

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Interest

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Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Personal Loans (<€10k)

  • 2 months bank statements (most recent)
  • Proof of income 2 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
2

Personal Loan (€10k+)

  • 3 months bank statements (most recent)
  • Proof of income 3 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
3

Personal Loan (€25k+)

  • 3 months bank statements (most recent)
  • Proof of income 3 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
Lending criteria

Shares (Saving) Required

  • 10-20% of the loan amount you required depending on your history with the Credit Union. Please note we can still process an application subject to a lodgment to your savings.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

If you are a 1st time borrower or looking to become a member call 046-9240299 and make an appointment, you can open an account and apply for a loan on the same day! If you are a current member and have online access please follow link below to apply

Apply for a Loan Online Make Appointment
Online Banking Log In Register

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with St. Colmcille’s Kells Credit Union please contact us today.

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