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Loan Calculator

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APR 11.00%

APR 11.00%

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Loan Enquiry

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What We Require From You
1

Home Improvement Loans (<€10k)

  • 2 months bank statements (most recent)
  • Proof of income - 2 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation maybe required on assessment
2

Home Improvement Loans (€10k+)

  • 3 months bank statements (most recent)
  • Proof of income - 3 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation maybe required on assessment
3

Home Improvement Loans (€25k+)

  • 3 months bank statements (most recent)
  • Proof of income - 3 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Latest liabilities statement/P60
  • Other documentation maybe required on assessment
Lending criteria

Proof of Work

  • Proof of building works must be provided e.g. Cheque or EFT. Alternatively, loan can be issued at 9.99%

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply


Existing members can come in to any of our offices, call us on 046 9240 299 or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.

Online Banking Log In Register

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with St. Colmcille’s Kells Credit Union please contact us today.

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